We can lease you the home you like with the exclusive right to purchase it at a later date. Our buyers love this program because it because it gives them the time they need to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighborhood before buying.

100% of your option fee (down payment) is credited toward the purchase price of the home, plus you may be eligible to receive a monthly credit towards the purchase price every time you make your lease payment on time.

Do I need to qualify to buy a “Lease Option” home?

We are not extremely interested in your past credit status. Your ability to make a reasonable “Lease Option” Payment (down payment) and monthly payments as well as your desire to be a homeowner now is what is really important to us.

How much down payment do I need?

We are very flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available. You can even start out on our “Lease Option” program and then move to our owner financing program at a later date when you have the additional money.

What other methods of down payment are accepted?

Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment, you can use that with our “Lease Option” program. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties.

We also accept trades for the down payment. Tell us what you have  to trade, we will consider anything of value. Bottom line is, “If you want to buy a home, by going though our company, in just 2 days you will have one.

Do you arrange owner financing for the homes you sell?

Yes, we sell many homes with owner financing or by creating “Lease Option” situations. We also work closely with many licensed mortgage brokers who can work with lots of  lenders to find just the right loan for you. Even for those people that have bad credit.

What is the interest rate on your “Lease Option” home purchase program?

We are flexible with our terms to meet your needs. Typical interest rates are set depending on the amount of your down payment and the information on your application. With our company all credit situations are accepted (no one is turned down for bad credit) however applications are necessary to verify employment.

Do you offer down payment assistance programs?

No Qualifying!
 

No Credit Check!
 

No One Refused!

I love the home, what is the next step?

All we need is your application. You can even email, or fax it to us for fast processing! We will then contact you within 24 to 48 hours once we are able to verify your income and employment. Please keep in mind that our homes sell very fast, so time is of the essence. If you see a home you want to buy act now.

The home I wanted has been sold… can you find me another one?

Yes we can. It’s true our homes do sell very very fast, so the best thing you can do is join our online Buyers List (No Cost). Tell us what you are looking for, how soon you are looking to move and we will do our best to find you your next home. As soon as a home becomes available, we will call or email you about the home.

There is NO COST, to join the Buyers List.

To join our online Buyers List now, click here!

How do I place a hold on a home I like?

Because it is so easy to qualify for one of our “Lease Option” homes, our homes do sell very fast. Many people have learned this lesson the hard way - therefore if you see a house on our web site that you want to purchase, we strongly recommend you place a HOLD DEPOSIT on it and we recommend you do it NOW! 

Don't take the chance that it will be there tomorrow because it may not be.  We are open 7 days a week and our houses can go faster than you can blink your eyes! 

We will work with you in every way possible to help you find the home that is just right for you. We want you to own your dream home! But you must be ready to buy when you see the home you want.

ALL HOLD DEPOSIT MONEY MUST BE IN CERTIFIED FUNDS AND IS NON REFUNDABLE (Cash, Cashiers Checks, Money Orders) - No personal checks on HOLD DEPOSITS are accepted.

For homes that are currently AVAILABLE - $1000 holds the home for 14 days. If the home is not yet available and you would like first dibs on it, then $1000 will hold it as well.

If you see a home but do not have the $1000 at that time (weekends, holidays, etc) then $100 will hold it until the next business day so you can get the certified funds.

We have a countless number of people that have seen a house but could not get it because someone else bought it before they did. So the bottom line is,  if you see a house on our website and you like it and want to get it, call us RIGHT NOW to setup time to meet and put a hold deposit on that home and then you will know, that it will be yours.

Do you work with real estate investors?

Yes, we can help you whether you are just beginning or if you are an experienced property owner. We can supply you with properties needing repairs at wholesale prices or those already repaired and with or without tenants occupying them. 

Call Neighborhood Properties at 407-877-3344.